This Element is an excerpt from Retirementology: Rethinking the American Dream in a New Economy (9780132613859) by Gregory Salsbury, Ph.D.. Available in print and digital formats.
Discover the top ten top-of-mind takeaways for effective retirement planning.
When you're thinking long-term smart, you're addressing the four challenges that must be considered for you to enjoy a comfortable retirement. They are Longevity, Inflation, Volatility, and your own Expectations about retirement. Let's start with longevity. Today, there's a 72% chance that one member of a 65-year-old couple will reach age 85.

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